Risk Assessment Test
01
What is the objective of your retirement investment?
02
How many years are you away from retirement?
03
Which of the following best describes your investment approach?
04
What makes up the biggest portion of your investments?
05
What makes up the biggest financial commitment?
06
What is the biggest part of your savings for your retirement?
07
Among the four hypothetical portfolios below, which one will you choose as your retirement investment?
Result
DefensiveConservativeBalancedGrowthHigh Growth (Aggressive)
You are willing to accept returns below inflation and you might consider choosing a lower-risk investment option, which can protect you against investment losses resulting from market fluctuations or volatility.
You are willing to accept lower returns in exchange for a higher degree of stability and certainty. You might choose an investment option which can provide capital preservation with steady capital appreciation.
You are willing to take a medium level of risk and short-term fluctuations. You might choose a diversified though more balanced mix of funds.
You are willing to accept above average level of risk in exchange for potentially higher returns over the long term. You might choose a diversified mix of funds with an emphasis on equities to promote growth potential.
You are willing to accept a relatively higher level of risk in exchange for potentially higher returns over the long term. You might choose equity funds as your investment option.